Broker Master Plan

2294 SE 55th Ave, Hillsboro, OR

💰 Financial & Value Check

Your "Effective" Purchase Price
$455,000
($470k List Price - $15k Seller Credit)
Source Value Est. Equity Gap
Agile Insights (Lender) $459,926 +$4,926
Redfin Estimate ~$488,746 +$33,746
Neighbor Comp (Sold Jan '26) $480,000 +$25,000
Zillow Estimate ~$469,000 +$14,000

📈 Hillsboro (97123) Market Pulse

Risk of Decline
28.4%
Dropped from 68% (Last Year)
Months of Supply
~5.3
Balanced Market

🛡️ Earnest Money Protection

To keep your $4,600 deposit safe, you must terminate the contract by these specific dates if issues arise.

DEADLINE: FEB 06 (FRI) @ 5:00 PM Inspection Contingency (The "Free Look")
The Rule: This is your safest exit. If you don't like the inspection results, you can cancel and get your full refund.
Action: If you can't reach a repair agreement with the seller by 5pm on this day, you must cancel.
DEADLINE: Before Closing (Feb 16) Appraisal Contingency
The Rule: If the appraisal comes in under $470k, you have the right to terminate or renegotiate.
Action: Because you close early, you MUST get the appraisal report before you sign closing papers.
DEADLINE: 5 Days after Receipt Title Report Contingency
The Rule: Once you get the Preliminary Title Report, you have 5 business days to object to any strange liens or easements.
DEADLINE: Closing Day (Feb 16) Loan Contingency
The Rule: If your loan is denied, you get your money back.
Action: Notify the seller immediately if your loan is denied before you sign.
🚨 SCHEDULING ALERT: PRESIDENTS' DAY
Your contract date for Closing is Monday, Feb 16th. This is Presidents' Day. Banks and County Recording offices are typically closed.

Action: Ask your agent if this automatically pushes closing to Tuesday, Feb 17th.

⚠️ The Trade-Off: Rent Back

Sellers stay 11 days post-closing for $0 rent.

Est. Rent Value

$2,467
/mo

Days Free

11

Your "Loss"

~$905

✅ The To-Do List